Best Investment Apps UK – 2021 Top Picks

Most investors do not have the time to continually monitor bonds, commodities, and stocks on a computer. But with the best mobile trading app, it’s easy to do it anywhere in the world.

UK investment apps are designed to help you manage your money. You can analyze the trading market, and make profitable trades on the move. What’s more, many of the best apps offer tools to help you come up with new trading ideas, so you can use your travel time or any other free time to improve your investment strategy.

Due to the large trading market, it is very difficult to choose one suitable application. Most major brokerage firms offer their own apps, but how to pick the best one?

Best Investment Apps in the UK

Revolut
DeGiro
eToro

Withdrawal Fee

0
0

€25

Spread on Amazon

Doesn’t charge spread on stocks

Depend on market

0.09%

Commission

Depends on asset

Depend on asset

How Many Cryptocurrencies

6

N/A

16 (plus pairs)

Currencies

29

N/A

16 (plus pairs)

How Many Stocks

750+

Thousands

1,000+

Platform

Revolut

DeGiro

eToro + eToroX

24/7 Support

Regulation

FCA

Depend on market

CySEC

Mobile App

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

What Makes the Best Investment Apps?

Not all investment apps are created equal, and some are definitely better than others, while others are far more superior.

The top investment apps provide the complete package and a truly unparalleled experience, where you’re able to trade at the very best of your ability. In short, an investment app should be a mobile version of the broker in question’s regular trading platform, and we do put a lot of weight on user-friendliness and software when reviewing apps.

After reviewing the apps for cost, ease of use, investment options, and other key factors, we’ve selected the best investment apps available today.

Really good investment apps aren’t just perfect for experienced investors, but for beginners. A wide range of various eToro and REVOLUT instruments make it easy to manage your investments in the stock and other financial markets, as well as develop in the field of trading.

What all these three brokers have in common is that they excel at pretty much everything. Regardless of the instruments you want to invest in or the tools you want to use, these brokers have you covered.

eToro and REVOLUT are the best we’ve seen today, with many convenient services at a low cost, which can help investors save money and improve their portfolios.

Best Micro Investment Apps in the UK

Plus500
eToro
IG Markets

Spread for Bitcoin

Variable

0.75%

6 pips

Spread for USD/EUR

Variable

3 pips

1 pip

Spread on Amazon

Variable

0.09%

Min. $2

Commission

Withdrawal Fee

€0

€25

0%

Minimum Deposit

€100

€100

$250

Time to Withdraw

1-3 Days

1 Day

1-3 Days

How Many Cryptocurrencies

12 (CFD)
Availability subject to regulation

16 (plus pairs)

How Many Currency Pairs

70+ (CFD)

47

80+

How Many Stocks

1,500+ (CFD)

1,000+

12,000+

Platform

Plus500

eToro + eToroX

MetaTrader 4 + DMA

Mobile App

24/7 Support

Regulation

FCA, CySEC, ASIC, MAS

CySEC

ASIC

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

What Makes the Best Micro Investment Apps in the UK?

Micro investments are small, usually short-term, investments placed on any given market. In our opinion, the best way to place micro-investments is by using online derivative brokers and CFD investment apps.

There are many benefits to this. For example, the three recommended brokers all allow you to take both long and short positions on any market.

Also, with rather low minimum deposit requirements, they are perfectly equipped for micro-investments and those with a limited budget. Micro investment benefits most investors, but mostly young and novice investors have profit from it. Micro-investing apps help overcome the fear of investing and losing money.

These apps not only remove traditional barriers of investing but offer a variety of investment options, including stocks, index funds. Despite a lower barrier to entry and affordable investment management fees, micro-investing applications do not constrain investment opportunities.

The absence of a commission only plays into the hands in achieving the goals of young investors with a limited budget.

Naturally, the best micro-investment apps have to be regulated and safe to use and their reputation in the industry should be spotless.

Best Investment Apps for Beginners in the UK

eToro
Revolut
AvaTrade

Spread for Bitcoin

0.75%

0.75%

0.5%

Spread on Amazon

0.09%

Doesn’t charge spread on stocks

1 pips

Commission

Depends on asset

Withdrawal Fee

€25

0

€0

Minimum Deposit

€100

£100

€100

How Many Cryptocurrencies

16 (plus pairs)

6

12 (plus pairs)

How Many Stocks

1,000+

750+

90

Platform

eToro + eToroX

Revolut

MT4, MT5 & AvaTradeGo

Mobile App

24/7 Support

Regulation

CySEC

FCA

Central Bank of Ireland

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

What Makes the Best Investment Apps for Beginners?

As a beginner, you want to find an investment app that is easy and cheap to use and that, preferably, has a demo account, which you can use to practice. Moreover, the app should provide investment and trading education in the form of guides, videos, webinars, and more.

We also appreciate brokers that develop unique features and tools that make investing even easier than normal for beginners.

The best investment apps for beginners should provide the opportunity to grow with them as you get better and more confident. The investment apps we have selected have a knowledge center for investors to help them learn more about the basics of different asset classes. 

So that you can easily move to the next level and get more knowledge.

Therefore, beginner-friendly investment apps in the UK should also accommodate more advanced investors.

Lastly, we believe that every investment app that targets beginners has to have excellent customer service, where new investors can get help and answers to their questions. The support has to be available 24 hours a day, Monday through Friday, to provide help regardless of when their customers are active.

Best Low-Commission Investment Apps in the UK

Revolut
eToro

Withdrawal Fee

0

€25

Spread for Bitcoin

0.75%

0.75%

Minimum Deposit

£100

€100

Spread on Amazon

Doesn’t charge spread on stocks

0.09%

Commission

Depends on asset

How Many Cryptocurrencies

6

16 (plus pairs)

Currencies

29

16 (plus pairs)

How Many Stocks

750+

1,000+

Platform

Revolut

eToro + eToroX

24/7 Support

Regulation

FCA

CySEC

Mobile App

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

What Makes the Best Low-Commission Investment Apps?

Investing is risky. But the less commission you pay, the higher your profit. Commissions shouldn’t stop you from making wise and profitable investments. And investing apps make commission-free investing easier than ever.

One of the great things about investing using an app or online broker is that many of them are commission-free. Therefore, it’s not a problem finding a low-commission investment app in the UK. The real challenge is to figure out which one is the best.

Broadly speaking, these low-commission investment apps are also some of the best investment apps in general, they just happen to be low-commission or even commission-free.

Furthermore, the best low-commission apps should not compensate for the lack of commission with other fees. In other words, the apps have to be cheap to use, regardless of the instruments you’re investing in.

It is also important that other tools are good. One of the most important points is that Revolut and eToro also have a wide range of instruments. As you can see, both of these applications are on our top as the best.

The apps’ tools are good and affordable making Revolut and eToro the best low-commission investment apps in the UK.

Commission-Free CFD Provider with a Mobile App in the UK

IG Markets
eToro
Plus500

Spread for Bitcoin

6 pips

0.75%

Variable

Spread for USD/EUR

1 pip

3 pips

Variable

Spread on Amazon

Min. $2

0.09%

Variable

Commission

Withdrawal Fee

0%

€25

€0

Minimum Deposit

$250

€100

€100

Time to Withdraw

1-3 Days

1 Day

1-3 Days

How Many Cryptocurrencies

16 (plus pairs)

12 (CFD)
Availability subject to regulation

How Many Currency Pairs

80+

47

70+ (CFD)

How Many Stocks

12,000+

1,000+

1,500+ (CFD)

Platform

MetaTrader 4 + DMA

eToro + eToroX

Plus500

Mobile App

24/7 Support

Regulation

ASIC

CySEC

FCA, CySEC, ASIC, MAS

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

What Makes the Best Commission-Free CFD Provider with a Mobile App?

The best commission-free CFD brokers with trading apps are all the best CFD brokers in the world right now. They offer a great selection of instruments, competitive spread, top-tier analytic tools, and the best trading apps on the market.

For example, IG Market is one of the oldest and most respected online brokers in the UK. The IG trading app is well designed, user friendly, and easy to set up. You will also find many useful educational learning tools. Depositing and withdrawing money is easy and convenient.

Plus500 has the highest-ranking CFD trading app in both app stores, ie. Google Play and the App Store. This commission-free brokerage app charges very low fees and offers fast trades on an excellent platform.

Plus500 supports complex trades, includes negative balance protection, and makes trading an educational and hopefully profitable venture.

eToro, on the other hand, has over 13 million active customers from all over the world, making it one of the biggest brokers and de facto CFD apps in the world. eToro is considered safe because leading financial authorities regulate its UK operations, and it is a well-known fintech company.

Obviously, these brokers and their apps are tightly regulated with licenses from several jurisdictions, and they also tend to be respected in the industry. Your safety is always a priority, and every investment app we recommend is completely safe to use.

Best Apps for Automated Investing in the UK

AvaTrade
eToro
IG Markets

Spread for Bitcoin

0.5%

0.75%

6 pips

Spread for USD/EUR

1.3 pips

3 pips

1 pip

Spread on Amazon

1 pips

0.09%

Min. $2

Commission

Withdrawal Fee

€0

€25

0%

Minimum Deposit

€100

€100

$250

Time to Withdraw

1+ Day

1 Day

1-3 Days

How Many Cryptocurrencies

12 (plus pairs)

16 (plus pairs)

How Many Currency Pairs

60+

47

80+

How Many Stocks

90

1,000+

12,000+

Platform

MT4, MT5 & AvaTradeGo

eToro + eToroX

MetaTrader 4 + DMA

Mobile App

24/7 Support

Regulation

Central Bank of Ireland

CySEC

ASIC

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs

WHAT MAKES THE BEST APPS FOR AUTOMATED INVESTING?

Like leading robotics consultants, a good automatic investment app takes the administrative hassle to select and manage your investments.

Automated investment applications are designed to automate buying and selling stocks and analyzing the trading market.

Automated investment apps all offer top-shelf trading robots and algorithms. The apps should provide the tools needed to accurately set up the perimeters and limits for your intended investments and then execute the investments correctly and efficiently.

Since automated trading requires a lot of faith in the software used, we have very high standards when reviewing and testing these apps.

More importantly, automated investment apps need to accommodate manual investments as well. Since most investors rely on a combination of the two methods. In other words, they provide the option to quickly switch between automated and manual trading features.

While applications are suitable for automated investment, you also have a wide range of tools to help you do your job well.

WHAT IS AN INVESTMENT APP?

An investment app is exactly what it sounds like: an app developed for investments. In most cases, investment apps are developed and offered by online brokers, but lately, it has become more common with trading apps that are strictly for mobile use.

We also differentiate between investment apps and trading apps, ie. an investment app has to support longer investment periods, while a trading app is mainly for day trading.

Technically speaking, any app that allows you to invest is an investment app, meaning there are free investment apps that you can use to invest with virtual funds, either as entertainment or as practice.

WHAT TO LOOK FOR IN AN INVESTMENT APP

The investment application you choose should be easy to navigate and intuitive. Since you will be using it every day, pay attention to the user experience.

For both professionals and newbies, it is best to use applications with a simple interface that will help you avoid problems when making deals.

Besides the obvious things to consider, such as safety, available markets, and fees, the best investment app must suit your personal preference. In other words, the best investment app is the one that you feel the most comfortable with and that helps you excel.

TESTED PLATFORMS & BROKERS - AND BY WHO
  • eToro
  • Valutrades
  • LionsFX
  • GKFX
  • IG Markets
  • InstaForex
  • XTB
  • Plus500
  • Libertex
  • Trade.com
  • HotForex
  • BDSwiss
  • IQ Option
  • 24Option
  • Markets.com
  • XM IronFX
  • AAAtrade
  • FXGrow
  • FXPro
  • ForexTime
  • HYCM
  • Windsorbrokers
  • Pepperstone
  • Bizintra
  • Alvexo
  • Admiral Markets
  • Amana Capital
  • Teletrade
  • Trader.online
  • FPmarkets
  • Blackwellglobal
  • Markets IFC
  • Marketscube
  • Finmaxbo
  • FXCC
  • Oanda
  • Forex.com
  • LCG
  • Markets CMC
  • FXCM
  • iForex
Adam Jarfjord
Senior Editor
With several years of experience writing financial copy combined with an avid interest in forex trading, Adam possesses a superb understanding of the industry.

FAQ

How to Find the Best UK Investment Apps?
The easiest way to find the best UK investment apps is to reference our recommendations above. We have done our due diligence and spent countless hours testing every available investment app. The results of those tests are listed above.
How safe are investment apps in the UK?
All investment apps in the UK that are regulated by the FCA are 100% safe to use. FCA has really strict guidelines regarding mobile trading and those that have been issued a license are constantly being monitored.
Are UK investment apps covered by the FSCS?
Yes, all regulated investment apps in the UK are covered by the Financial Services Compensation Scheme (FSCS).
Are there any free investment apps in the UK?
Yes, but you can’t make real profits from free investment apps, since you’re trading with virtual funds. Instead, they are mainly used for trading and strategy development. The one exception is the American investment app called Robinhood, as that app is completely free of charge. Unfortunately, Robinhood is not yet available in the UK.
Is there a monthly subscription fee to use an investing app?
Online brokers and investment apps rarely charge regular time-based fees, except for inactivity fees for those that leave a trading balance with funds on it. Other than that, you only pay when investing or when using certain features and tools. These fees can either be spread or commission and we suggest that you try and find an investment app that is as cheap to use as possible.
Can I trade with demo funds on my investment app in the UK?
Yes - if the broker that operates the app has a demo account, then you can use your demo funds in the trading app. You use the same login information to access your demo account on a desktop as you do on your smartphone.
How much money do I need to invest in the UK?
You need to cover the minimum first deposit limit to activate your account. If there is no deposit limit, you can start investing directly. With that being said, you always need a budget when investing and you need to stick to that budget religiously. And don’t forget the golden rule of investing: never, ever invest using funds that you cannot afford to lose.

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